WHY SHOULD A PERSON BUY HEALTH INSURANCE?
we grow up in a society where the value of money is given massive attention over time as well. for example, when we want to move to some location of around 500km-1000km or more we generally move by bus or train the top reason being we want to save our money not time, in India money is valued highly over time.
so as the situation goes most people are not interested in consulting before purchasing or investing their money their initial thinking is to save money rather than saving their precious time, same theory proceeds further when we move on to buy any mobile phones – what we generally do is buy a back cover or protection for our mobile phone thinking it will prevent it from getting damage.
When a person purchases a mobile phone he or she is ready to buy a back cover for it, preventing it from damage by thinking about the future perspective, because for the majority of people the value of money is more as compared to the value of time – same things happens when we proceed with health insurance or giving ourselves a bit amount of time thinking why is this so important.
the problem is that any incident or emergency situation just comes at Unpredictable moments, so predicting any uncertainty in the future and making decisions with respect to it give you a position to size yourself from Uncertainty. and in today’s world or the current era that we are living in has more and better demand for medical policies and insurance.
and just understanding these policies and insurances and applying them perfectly in our lives at the correct times helps us to cover ourselves from uncertainty and destructive financial damages.
HOW TO CHOOSE A HEALTH INSURANCE FOR OURSELVES?
majority of people dont purchase health insurance due to many surrounding factors which do have many further implications, but due to many improvements in finances and BNPL technique purchasing health insurance becomes a lot easier over a period of time.
we must consider some of the fiduciary insurance sellers, as they provide an unbiased decision for ourselves and a remembering notice that before consulting any fiduciary seller a person must talk to the organization personally for clarification. ( only after clarification a person must proceed further to deal with fiduciary organizations)
medical insurance is available in various kinds and it’s the duty of the individual to choose the best plan for themselves under the best package. here are some of the plans which you can opt for-
- INDIVIDUAL HEALTH INSURANCE PLAN
- HEALTH-GUARD FAMILY FLOATER PLAN
- CRITICAL ILLNESS INSURANCE PLAN
- SILVER HEALTH INSURANCE PLAN
- EXTRA CARE PLUS POLICY PLAN
to know about all these plans in more detail click here
EXTRA BENEFITS OF HEALTH INSURANCE
if you belong to an employee background class or a self-employed background class then you can avail your tax under section 80D and get relief up to 1.5 lakhs in India and other counties its valuation is different with respect to the norms and laws of taxes, but there is the certain refund of taxes if you purchase health insurance and definitely if you have an ITR file.
some of the health insurance so available will provide you with benefits of pre and post-hospitalization of over 60 days. and before purchasing any kind of health insurance make sure you read all the documents and ask the person ( the one who is talking)
based upon the majority of conditions we overcome that most insurance sellers provide you with the details of what is covered and it becomes your duty to identify to consider “what is not covered in the insurance”.
Before you buy insurance just go through this video if you are from India
BEFORE YOU PURCHASE ANY INSURANCE IN AMERICA PLEASE HAVE A LOOK AT THIS VIDEO
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